How it works

Your home search, buying team and property copilot—all in one place.

The selling agent works for the seller. Abode works with you—from understanding what you can afford, to collecting your keys.

The buyer journey

Seven steps from search to keys.

01

Know your budget

True Affordability planning considers deposit, mortgage, stamp duty, legal, survey, moving and running costs—giving you three figures: comfortable, target and maximum budget.

02

Build your Buyer Passport

A verified profile showing buying position, deposit range, AIP status and solicitor readiness—so agents and developers know you are serious.

03

Find and compare homes

Whole-market discovery with conversational search, imported listings, AI-assisted comparisons and personalised Abode Property Scores.

04

View with confidence

Self-directed or adviser-accompanied viewings with structured checklists, question lists, note capture and post-viewing reports.

05

Make the right offer

Offer Strategy Packs with comparable evidence, listing history, negotiation range and buyer-readiness proof. A human adviser negotiates on your behalf.

06

Progress to completion

Transaction Command Centre tracks mortgage, conveyancing, searches, survey, enquiries, exchange and completion with milestone visibility.

07

Move in with Abode

Keys collected, Home Passport activated, and access to the complete Abode home lifecycle—moving, interiors, maintenance and services.

Buyer readiness assessment

Before you start viewing, we assess your readiness.

The output is an Abode Buying Plan—not just a maximum-price calculation.

Financial readiness

  • Household income
  • Available deposit
  • Existing liabilities
  • Indicative borrowing range
  • Comfortable monthly payment
  • Purchase costs
  • Emergency reserves

Mortgage readiness

  • Agreement-in-principle status
  • Employment and income structure
  • Credit considerations
  • Deposit source
  • Lender-document readiness

Transaction readiness

  • Conveyancer selected
  • Identification available
  • Proof of funds
  • Existing property position
  • Desired completion timeline

Lifestyle readiness

  • Location priorities
  • Commute
  • Schools
  • Family plans
  • Working arrangements
  • Transport and local services
True affordability

Not the maximum mortgage. Sustainable ownership.

We consider deposit, borrowing, stamp duty, legal, survey, moving, running costs and reserves—then give you three figures.

Comfortable budgetSustainable without stretching normal household finances
Target budgetBest balance of affordability and requirements
Maximum budgetUpper limit, subject to mortgage assessment and risk warnings
Abode property score

Every property scored against your brief.

Not an objective ranking of which home is universally better—a measure of suitability against your individual requirements.

Affordability

Price, mortgage cost, purchase costs and likely ownership costs

Location

Commute, schools, amenities and buyer preferences

Property fit

Rooms, layout, outdoor space and accessibility

Condition

Visible issues, EPC, likely repairs and survey requirements

Tenure

Freehold or leasehold, lease length, charges and restrictions

Value

Asking price, nearby sales and local market context

Potential

Extension, reconfiguration and improvement possibilities

Risk

Flooding, planning, building safety and transaction complexity

Resale

Future buyer demand and local market liquidity

Start your Buying Plan today.

Create my Buying Plan